:root{color-scheme:light;--bg: #F3F5F8;--surface: #FFFFFF;--surface-alt: #E9EDF2;--text: #0E1B2C;--text-muted: #5C6B7E;--border: #DFE5EC;--hairline: #CDD6E0;--brand: #0A2540;--brand-strong: #061830;--brand-soft: #E4EBF3;--accent: #0E7A55;--accent-strong: #0A5C40;--accent-soft: #DCF0E6;--success: #157A46;--success-bg: #DFF2E6;--danger: #BE3A2C;--danger-bg: #F9E6E2;--warning: #95690A;--warning-bg: #F6EED6;--warning-text: #785405;--violet: #5B50C0;--violet-bg: #EAE8F8;--teal: #0B6B7A;--teal-bg: #DBEEF1;--header-bg: rgba(255,255,255,.88);--header-text: #0E1B2C;--header-border: var(--border);--footer-bg: #0A2540;--footer-text: rgba(236,242,248,.72);--on-brand: #fff;--on-accent: #fff;--panel-bg: var(--brand);--panel-text: #F2F6FA;--panel-text-muted: rgba(242,246,250,.72);--blue: var(--brand);--blue-dark: var(--brand-strong);--blue-light: var(--brand-soft);--green: var(--success);--green-light: var(--success-bg);--red: var(--danger);--red-light: var(--danger-bg);--yellow: var(--warning);--yellow-light:var(--warning-bg);--grey-50: var(--surface-alt);--grey-100: var(--surface-alt);--grey-200: var(--border);--grey-500: var(--text-muted);--grey-800: var(--text);--white: var(--surface);--font: "Schibsted Grotesk", -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;--font-display: "Schibsted Grotesk", -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;--font-mono: "IBM Plex Mono", ui-monospace, "SF Mono", Menlo, monospace;--radius-sm: 6px;--radius: 8px;--radius-lg: 14px;--shadow: 0 1px 2px rgba(10,37,64,.05), 0 1px 6px rgba(10,37,64,.04);--shadow-md: 0 4px 12px -2px rgba(10,37,64,.08), 0 16px 36px -12px rgba(10,37,64,.14);--max-width: 760px;--content-px: clamp(18px, 4vw, 44px);--ease: cubic-bezier(.22, 1, .36, 1)}[data-theme=dark]{color-scheme:dark;--bg: #0B1119;--surface: #121A26;--surface-alt: #18222F;--text: #E7EDF4;--text-muted: #8DA0B5;--border: #243043;--hairline: #2E3C52;--brand: #7FA9DC;--brand-strong: #A9C7EE;--brand-soft: #152439;--accent: #36B584;--accent-strong: #54CB9D;--accent-soft: #0E2A20;--success: #46BD85;--success-bg: #0F2A1D;--danger: #E07A6B;--danger-bg: #301712;--warning: #DCA940;--warning-bg: #2A2210;--warning-text: #DCA940;--violet: #A49AE8;--violet-bg: #201D3B;--teal: #4CBCCB;--teal-bg: #0C282D;--header-bg: rgba(11,17,25,.86);--header-text: #E7EDF4;--header-border: var(--border);--footer-bg: #070D15;--footer-text: rgba(231,237,244,.62);--on-brand: #0A2540;--on-accent: #06251A;--panel-bg: #13283F;--panel-text: #ECF2F9;--panel-text-muted: rgba(236,242,249,.72);--shadow: 0 1px 2px rgba(0,0,0,.45), 0 2px 10px rgba(0,0,0,.35);--shadow-md: 0 6px 16px -4px rgba(0,0,0,.5), 0 20px 44px -14px rgba(0,0,0,.6)}*,*:before,*:after{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}body{font-family:var(--font);font-size:16.5px;line-height:1.65;color:var(--text);background:var(--bg);font-variant-numeric:tabular-nums;-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility;transition:background-color .3s var(--ease),color .3s var(--ease);min-height:100vh}img,svg{display:block;max-width:100%}h1,h2,h3,h4{font-family:var(--font-display);font-weight:700;letter-spacing:-.022em;line-height:1.12}a{color:var(--accent-strong);text-decoration-thickness:1px;text-underline-offset:2.5px}a:hover{color:var(--accent)}::selection{background:var(--brand);color:var(--on-brand)}:focus-visible{outline:2px solid var(--accent);outline-offset:3px;border-radius:3px}.card,.calculator,.site-header,.result-box,input,select,textarea{transition:background-color .25s var(--ease),border-color .25s var(--ease),color .25s var(--ease),box-shadow .25s var(--ease),transform .25s var(--ease)}.result-box__amount,.result-breakdown td:last-child,.hero__stats dt,.calc-row__num{font-family:var(--font-mono)}.container{max-width:var(--max-width);margin-inline:auto;padding-inline:var(--content-px)}.container--wide{max-width:1140px}.eyebrow{display:inline-flex;align-items:center;gap:.55em;font-family:var(--font);font-size:.72rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--brand);background:var(--surface);border:1px solid var(--border);border-radius:999px;padding:6px 14px}[data-theme=dark] .eyebrow{background:var(--surface-alt)}.eyebrow:before{content:"";width:7px;height:7px;border-radius:50%;background:var(--accent);flex-shrink:0}.site-header{background:var(--header-bg);-webkit-backdrop-filter:saturate(150%) blur(14px);backdrop-filter:saturate(150%) blur(14px);color:var(--header-text);border-bottom:1px solid var(--header-border);position:sticky;top:0;z-index:100}.site-header__inner{display:flex;align-items:center;justify-content:space-between;gap:16px;height:64px;padding-inline:var(--content-px);max-width:1140px;margin-inline:auto}.site-header__logo{display:inline-flex;align-items:center;gap:9px;font-family:var(--font-display);font-size:1.22rem;font-weight:800;color:var(--header-text);text-decoration:none;letter-spacing:-.025em;white-space:nowrap}.site-header__logo span{color:var(--accent)}.site-header__logo:before{content:"€";display:inline-grid;place-items:center;width:30px;height:30px;border-radius:8px;background:var(--brand);color:var(--on-brand);font-family:var(--font-mono);font-size:.95rem;font-weight:600;letter-spacing:0}[data-theme=dark] .site-header__logo:before{background:var(--brand-soft);color:var(--brand-strong)}.site-nav{display:flex;gap:2px;align-items:center;flex-wrap:wrap}.site-nav a:not(.btn){position:relative;color:var(--text-muted);text-decoration:none;font-size:.92rem;font-weight:600;padding:8px 13px;border-radius:var(--radius);white-space:nowrap;transition:color .15s var(--ease),background .15s var(--ease)}.site-nav a:not(.btn):hover{color:var(--header-text);background:color-mix(in srgb,var(--text) 6%,transparent)}.site-nav a:not(.btn)[aria-current=page]{color:var(--header-text);background:color-mix(in srgb,var(--text) 7%,transparent)}.site-nav .btn{padding:8px 16px;font-size:.88rem;margin-left:8px}.theme-toggle{display:inline-flex;align-items:center;justify-content:center;width:38px;height:38px;border-radius:var(--radius);border:1px solid var(--border);background:transparent;color:var(--header-text);cursor:pointer;flex-shrink:0;margin-left:6px;transition:background .15s,border-color .15s}.theme-toggle:hover{background:color-mix(in srgb,var(--text) 6%,transparent);border-color:var(--hairline)}.theme-toggle svg{width:17px;height:17px}.theme-toggle .icon-sun{display:none}.theme-toggle .icon-moon,[data-theme=dark] .theme-toggle .icon-sun{display:block}[data-theme=dark] .theme-toggle .icon-moon{display:none}.hero{position:relative;background:var(--surface);color:var(--text);padding:clamp(60px,9vw,120px) var(--content-px) clamp(52px,7vw,96px);overflow:hidden;border-bottom:1px solid var(--border)}.hero:before{content:"";position:absolute;inset:0;pointer-events:none;background-image:radial-gradient(90% 70% at 85% -10%,color-mix(in srgb,var(--accent) 7%,transparent),transparent 60%),linear-gradient(to right,color-mix(in srgb,var(--hairline) 38%,transparent) 1px,transparent 1px),linear-gradient(to bottom,color-mix(in srgb,var(--hairline) 38%,transparent) 1px,transparent 1px);background-size:auto,56px 56px,56px 56px;-webkit-mask-image:radial-gradient(110% 100% at 50% 0%,#000 35%,transparent 100%);mask-image:radial-gradient(110% 100% at 50% 0%,#000 35%,transparent 100%)}.hero>*{position:relative}.hero h1{font-size:clamp(2.3rem,6vw,4.1rem);font-weight:800;line-height:1.04;letter-spacing:-.035em;margin:22px auto 20px;max-width:17ch}.hero h1 em{font-style:normal;color:var(--accent)}.hero p{font-size:clamp(1.02rem,2vw,1.22rem);color:var(--text-muted);max-width:52ch;margin-inline:auto;margin-bottom:36px;line-height:1.6}.hero__cta{display:inline-flex;align-items:center;gap:10px;background:var(--accent);color:var(--on-accent);font-weight:700;font-size:1.02rem;padding:15px 28px;border-radius:10px;text-decoration:none;box-shadow:0 1px 2px #0a254033,0 8px 20px -8px color-mix(in srgb,var(--accent) 60%,transparent);transition:transform .2s var(--ease),box-shadow .2s var(--ease),background .15s}.hero__cta:hover{transform:translateY(-2px);background:var(--accent-strong);color:var(--on-accent);box-shadow:0 2px 4px #0a254033,0 14px 28px -10px color-mix(in srgb,var(--accent) 70%,transparent)}.btn{display:inline-flex;align-items:center;gap:8px;padding:11px 20px;border-radius:var(--radius);font-weight:700;font-size:.93rem;text-decoration:none;border:1px solid transparent;cursor:pointer;transition:all .2s var(--ease);font-family:var(--font)}.btn-primary{background:var(--brand);color:var(--on-brand)}.btn-primary:hover{background:var(--brand-strong);color:var(--on-brand);transform:translateY(-1px)}.btn-accent{background:var(--accent);color:var(--on-accent);box-shadow:0 1px 2px #0a25402e,0 4px 12px -4px color-mix(in srgb,var(--accent) 55%,transparent)}.btn-accent:hover{background:var(--accent-strong);color:var(--on-accent);transform:translateY(-1px)}.btn-outline{background:var(--surface);color:var(--text);border-color:var(--border)}.btn-outline:hover{border-color:var(--hairline);background:var(--surface-alt);color:var(--text)}.card{position:relative;background:var(--surface);border:1px solid var(--border);border-radius:var(--radius-lg);padding:28px;box-shadow:var(--shadow);transition:box-shadow .25s var(--ease),transform .25s var(--ease),border-color .25s var(--ease)}.card:hover{box-shadow:var(--shadow-md);transform:translateY(-2px);border-color:color-mix(in srgb,var(--brand) 28%,var(--border))}.card-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(270px,1fr));gap:18px}.calculator{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius-lg);padding:clamp(24px,4vw,40px);margin:32px 0;box-shadow:var(--shadow)}.calculator__title{font-family:var(--font-display);font-size:1.5rem;font-weight:700;letter-spacing:-.02em;margin-bottom:8px;color:var(--text)}.calculator__subtitle{color:var(--text-muted);margin-bottom:28px;font-size:.95rem}.field-group{display:grid;grid-template-columns:repeat(auto-fill,minmax(220px,1fr));gap:18px;margin-bottom:24px}.field{display:flex;flex-direction:column;gap:7px}.field label{font-weight:700;font-size:.8rem;letter-spacing:.04em;text-transform:uppercase;color:var(--text-muted)}.field label .hint{font-weight:500;text-transform:none;letter-spacing:0;color:var(--text-muted);margin-left:4px;opacity:.85}.field input[type=number],.field input[type=text],.field select{padding:12px 14px;border:1px solid var(--hairline);border-radius:var(--radius);font-size:1.02rem;font-family:var(--font-mono);font-variant-numeric:tabular-nums;color:var(--text);background:var(--bg);transition:border-color .15s,box-shadow .15s,background .15s;width:100%}.field select{font-family:var(--font)}.field input:focus,.field select:focus{outline:none;background:var(--surface);border-color:var(--accent);box-shadow:0 0 0 3px color-mix(in srgb,var(--accent) 18%,transparent)}.field-inline{display:flex;align-items:center;gap:12px;padding:10px 0}.field-inline input[type=checkbox]{width:18px;height:18px;accent-color:var(--accent);cursor:pointer;flex-shrink:0}.field-inline label{font-weight:500;margin:0;cursor:pointer;font-size:.95rem;color:var(--text)}.result-box{position:relative;border-radius:var(--radius-lg);padding:26px 30px;margin-top:26px;display:none;background:var(--surface);border:1px solid var(--border);border-left-width:4px}.result-box.show{display:block;animation:ledger-in .4s var(--ease)}@keyframes ledger-in{0%{opacity:0;transform:translateY(8px)}to{opacity:1;transform:translateY(0)}}.result-box--matkyt{border-left-color:var(--danger);background:color-mix(in srgb,var(--danger-bg) 45%,var(--surface))}.result-box--palautus{border-left-color:var(--success);background:color-mix(in srgb,var(--success-bg) 45%,var(--surface))}.result-box--neutraali{border-left-color:var(--warning);background:color-mix(in srgb,var(--warning-bg) 45%,var(--surface))}.result-box__label{font-family:var(--font);font-size:.74rem;font-weight:700;text-transform:uppercase;letter-spacing:.12em;margin-bottom:10px}.result-box--matkyt .result-box__label{color:var(--danger)}.result-box--palautus .result-box__label{color:var(--success)}.result-box--neutraali .result-box__label{color:var(--warning-text)}.result-box__amount{font-size:clamp(2.1rem,6vw,3.1rem);font-weight:600;letter-spacing:-.04em;line-height:1;margin-bottom:12px;font-variant-numeric:tabular-nums lining-nums}.result-box--matkyt .result-box__amount{color:var(--danger)}.result-box--palautus .result-box__amount{color:var(--success)}.result-box__explanation{font-size:.95rem;color:var(--text-muted);line-height:1.55}.result-breakdown{margin-top:22px;font-size:.92rem;border-collapse:collapse;width:100%;font-variant-numeric:tabular-nums}.result-breakdown tr{display:flex;align-items:baseline;gap:12px;padding:9px 0;border-bottom:1px solid color-mix(in srgb,var(--hairline) 55%,transparent)}.result-breakdown td{padding:0}.result-breakdown td:first-child{flex:1;color:var(--text-muted)}.result-breakdown td:last-child{text-align:right;font-weight:500;font-size:.88rem;color:var(--text);white-space:nowrap}.result-breakdown .total{border-bottom:none;border-top:2px solid var(--text);margin-top:2px;padding-top:11px}.result-breakdown .total td{font-weight:700;font-size:1rem}.result-breakdown .total td:first-child{color:var(--text)}.result-source{margin-top:18px;font-size:.82rem;color:var(--text-muted)}.result-source a{color:var(--text-muted)}.article-header{padding:clamp(36px,5vw,68px) 0 28px;border-bottom:1px solid var(--border);margin-bottom:34px}.article-header__category{display:inline-block;font-size:.72rem;font-weight:700;text-transform:uppercase;letter-spacing:.1em;color:var(--brand);background:var(--brand-soft);padding:5px 12px;border-radius:6px;margin-bottom:16px}[data-theme=dark] .article-header__category{color:var(--brand-strong)}.article-header h1{font-size:clamp(1.9rem,4.5vw,2.9rem);font-weight:800;line-height:1.08;letter-spacing:-.03em}.article-header__meta{color:var(--text-muted);font-size:.88rem;margin-top:16px}.article-content{font-size:1.06rem}.article-content h2{font-size:1.55rem;font-weight:700;margin:44px 0 14px;color:var(--text);letter-spacing:-.02em}.article-content h3{font-size:1.22rem;font-weight:700;margin:28px 0 10px;color:var(--text)}.article-content p{margin-bottom:18px}.article-content ul,.article-content ol{margin:0 0 18px 22px}.article-content li{margin-bottom:8px}.article-content li::marker{color:var(--accent)}.article-content strong{font-weight:700;color:var(--text)}.article-content a{font-weight:500}.article-content blockquote{border-left:3px solid var(--brand);margin:24px 0;padding:4px 0 4px 22px;font-size:1.15rem;font-weight:500;color:var(--text)}.article-content .example-box{background:var(--brand-soft);border:1px solid color-mix(in srgb,var(--brand) 18%,transparent);padding:18px 22px;border-radius:var(--radius);margin:26px 0;font-size:.97rem}.article-content .example-box p:last-child{margin-bottom:0}.article-content .highlight-box{background:var(--warning-bg);border:1px solid color-mix(in srgb,var(--warning) 40%,transparent);border-radius:var(--radius);padding:18px 22px;margin:26px 0;font-size:.97rem}.article-card{position:relative;display:flex;flex-direction:column;text-decoration:none;color:inherit;border:1px solid var(--border);border-radius:var(--radius-lg);padding:24px;background:var(--surface);box-shadow:var(--shadow);transition:box-shadow .25s var(--ease),transform .25s var(--ease),border-color .25s var(--ease)}.article-card:hover{box-shadow:var(--shadow-md);transform:translateY(-2px);border-color:color-mix(in srgb,var(--brand) 28%,var(--border));color:inherit}.article-card__cat{font-size:.7rem;font-weight:700;text-transform:uppercase;letter-spacing:.1em;color:var(--text-muted);margin-bottom:12px}.article-card__title{font-size:1.12rem;font-weight:700;line-height:1.25;letter-spacing:-.015em;margin-bottom:10px;color:var(--text)}.article-card:hover .article-card__title{color:var(--brand)}[data-theme=dark] .article-card:hover .article-card__title{color:var(--brand-strong)}.article-card__desc{font-size:.9rem;color:var(--text-muted);line-height:1.5;flex:1}.article-card__date{font-family:var(--font-mono);font-size:.74rem;color:var(--text-muted);margin-top:16px;opacity:.85}.disclaimer{background:var(--surface-alt);border:1px solid var(--border);border-radius:var(--radius);padding:16px 20px;font-size:.82rem;color:var(--text-muted);line-height:1.55;margin:36px 0 0}.disclaimer a{color:var(--text-muted)}.disclaimer strong{color:var(--text)}.badge{display:inline-block;font-size:.7rem;font-weight:700;padding:4px 10px;border-radius:6px;text-transform:uppercase;letter-spacing:.08em}.badge--matkyt{background:var(--danger-bg);color:var(--danger)}.badge--vahennykset{background:var(--success-bg);color:var(--success)}.badge--veroprosentti{background:var(--brand-soft);color:var(--brand)}.badge--sijoitukset{background:var(--violet-bg);color:var(--violet)}.badge--kausitieto{background:var(--warning-bg);color:var(--warning-text)}.badge--verosuunnittelu{background:var(--teal-bg);color:var(--teal)}[data-theme=dark] .badge--veroprosentti{color:var(--brand-strong)}.eli5-box{background:var(--accent-soft);border:1px solid color-mix(in srgb,var(--accent) 30%,transparent);border-left:4px solid var(--accent);border-radius:var(--radius-lg);padding:22px 26px;margin:0 0 34px}.eli5-box__label{font-size:.74rem;font-weight:700;text-transform:uppercase;letter-spacing:.1em;color:var(--accent-strong);margin-bottom:10px}.eli5-box p{margin:0;font-size:1.12rem;font-weight:500;line-height:1.55;color:var(--text)}.taxtip-box{background:var(--warning-bg);border:1px solid color-mix(in srgb,var(--warning) 40%,transparent);border-left:4px solid var(--warning);border-radius:var(--radius-lg);padding:22px 26px;margin:34px 0 0}.taxtip-box__label{font-size:.74rem;font-weight:700;text-transform:uppercase;letter-spacing:.1em;color:var(--warning-text);margin-bottom:10px}.taxtip-box p{margin:0;font-size:1.02rem;line-height:1.6;color:var(--text)}.taxtip-box a{color:var(--warning-text);font-weight:700}.calc-cta{background:var(--panel-bg);color:var(--panel-text);border-radius:var(--radius-lg);padding:26px 30px;display:flex;align-items:center;justify-content:space-between;gap:18px;flex-wrap:wrap;margin:34px 0}.calc-cta__text{font-family:var(--font-display);font-weight:700;font-size:1.2rem;letter-spacing:-.01em;color:var(--panel-text)}.calc-cta__sub{font-size:.9rem;font-weight:400;color:var(--panel-text-muted);margin-top:4px}.calc-cta .btn-primary{background:var(--accent);color:var(--on-accent)}.calc-cta .btn-primary:hover{background:var(--accent-strong);color:var(--on-accent)}.section{padding:clamp(48px,7vw,88px) var(--content-px)}.section--alt{background:var(--surface);border-block:1px solid var(--border)}[data-theme=dark] .section--alt{background:var(--surface)}.section-title{font-size:clamp(1.55rem,3.4vw,2.2rem);font-weight:800;letter-spacing:-.03em;margin:14px 0 8px;color:var(--text)}.section-sub{color:var(--text-muted);margin-bottom:32px;font-size:1.02rem;max-width:56ch}.site-footer{background:var(--footer-bg);color:var(--footer-text);padding:60px var(--content-px) 32px;font-size:.88rem}.site-footer__grid{max-width:1140px;margin-inline:auto;display:grid;grid-template-columns:1.4fr 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